It depends what the ticket is for and how many points you have on your record. If the traffic ticket is for a broken taillight it won’t have an effect. If the traffic ticket is for reckless driving or a DUI it could have a major impact on your car insurance rates. Also, if you don’t have any points on your record you might be able to go to traffic school which will wipe the ticket from your record (as long as it’s not a major driving offense like reckless driving. If you already have points getting another major traffic ticket will most likely negatively impact your insurance rates.
It depends what the ticket is